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{"id":2937,"date":"2015-10-16T15:17:13","date_gmt":"2015-10-16T15:17:13","guid":{"rendered":"http:\/\/sandragodley.com\/?p=2937"},"modified":"2015-10-16T15:17:13","modified_gmt":"2015-10-16T15:17:13","slug":"buying-your-first-home","status":"publish","type":"post","link":"http:\/\/www.sandragodley.com\/2015\/10\/16\/buying-your-first-home\/","title":{"rendered":"Buying Your First Home?"},"content":{"rendered":"

\"NC_HFA\"<\/a>Check out the NC Home Advantage Mortgage<\/a> down payment program available to residents of Cabarrus, Cumberland, Guilford, Johnston and Mecklenburg Counties, and see if you’re eligible!<\/p>\n

Buyers must have an income under $67,000 and a credit score of 640 to be considered.<\/p>\n

Here’s how it works:\u00a0 if you are buying a home in one of the above counties, you may be eligible for $15,000 in down payment assistance in the form of a five-year, deferred loan at zero interest.\u00a0 Even better, stay in your home for five years and you won’t need to repay the down payment loan- it is forgiven at 20% per year for each full you reside in the home.<\/p>\n

First-time home buyers may also benefit from a Mortgage Credit Certificate (MCC), which provides a federal tax credit of up to $2,000 per year.\u00a0 Want to know more?\u00a0 Read more for details.<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

Check out the NC Home Advantage Mortgage down payment program available to residents of Cabarrus, Cumberland, Guilford, Johnston and Mecklenburg Counties, and see if you’re…<\/p>\n

Read more<\/a><\/p>\n","protected":false},"author":4,"featured_media":2938,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[4,19,22,27],"tags":[78,79,81,82,89],"_links":{"self":[{"href":"http:\/\/www.sandragodley.com\/wp-json\/wp\/v2\/posts\/2937"}],"collection":[{"href":"http:\/\/www.sandragodley.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/www.sandragodley.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/www.sandragodley.com\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"http:\/\/www.sandragodley.com\/wp-json\/wp\/v2\/comments?post=2937"}],"version-history":[{"count":0,"href":"http:\/\/www.sandragodley.com\/wp-json\/wp\/v2\/posts\/2937\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"http:\/\/www.sandragodley.com\/wp-json\/wp\/v2\/media\/2938"}],"wp:attachment":[{"href":"http:\/\/www.sandragodley.com\/wp-json\/wp\/v2\/media?parent=2937"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/www.sandragodley.com\/wp-json\/wp\/v2\/categories?post=2937"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/www.sandragodley.com\/wp-json\/wp\/v2\/tags?post=2937"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}